Cost of Living In Chesapeake Virginia

     So are you actually thinking about moving to Chesapeake, Virginia? Then you're probably wondering what the costs are associated with Chesapeake, Virginia.  While the cost of everything is seemingly going up daily, nationally, in Chesapeake Virginia it is no different.  I’m going to review the many costs associated with living in Chesapeake, Virginia.  We will discuss the costs of Food, Utilities, Taxes, Housing, and many other costs in Chesapeake.

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The Costs of Living in Chesapeake, Virginia:

  1. National Average Comparison

To start off with let’s look at some numbers to compare Chesapeake, Virginia to the rest of the nation.  Using a website called, compared to the rest of the country, the cost of Chesapeake, Virginia is at 106.4.  This means it’s more expensive to live in Virginia Beach as the national average is 100. Also in Chesapeake,  the median income is $70,176 and the population is 247,011.

Great Bridge Locks Bridge in Chesapeake


  1. Food Cost

Still using, Chesapeake’s cost for food is right on the national average with 100. As far as Grocery Retailers available in Chesapeake, Virginia, the following retailers have locations: Sam's Club, BJ's, Food Lion, Lidl, Aldi, Harris Teeter, Kroger, Target, and Walmart. As far as eating out, similar to groceries, Chesapeake is right on par with the national average as well.  Chesapeake Pizza is a well known restaurant in Chesapeake, Virginia. 

Chesapeake Pizza in Chesapeake, Virginia
  1. Utilities

When talking about utilities, the first item that comes to mind is electricity.  In Chesapeake, Virginia the only service provider for Electricity is Dominion Energy.  Due to the higher costs of electricity in the summertime, you should check out the budget billing option.  This allows you to have the same bill amount each month, as it takes an average over the year.  As the name suggests, it makes it much easier to budget your money.  The other heating utility is gas, Virginia Natural Gas is the provider for this service.  Additionally in Chesapeake you will have to pay for water and sewer directly to the city of Chesapeake.  The internet providers for the city are Cox and Verizon Fios.  Additionally if you live in the outskirts of Chesapeake, you may have to look at Hughes Net for internet service.

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Additional Costs of Living in Chesapeake, Virginia:

  1. Taxes


One of the questions I get asked most about the cost of living in Chesapeake Virginia, is the price of taxes.  Good news when compared to other cities in Hampton Roads, Chesapeake has one of the lowest real estate property tax($1.04, per $100 of assessed value).  The Virginia State tax is 6%, which is 31st in the nation.  The income tax varies depending on your income, but it ranges from 2-5.75%.  For food the grocery tax in Chesapeake is 2.5% and the meal tax is 5.5%.  The cost of Gas continues to rise and the tax associated with that in Virginia is $.26 a gallon of unleaded and $.27 on diesel fuel.

  1. Housing


Housing in Chesapeake, Virginia is around the middle of the markets in Hampton Roads as far as price goes.  Using our local MLS, REIN, as a source, as of May 2022 the median price for a house is $382,450 which is up 3.4%.  As supply continues to be down, the cost of homes and rentals continues to rise.  The average apartment rental is $1,150 for a 2 bedroom. according to  When deciding between renting and owning in Chesapeake, there are many factors to consider and it is different for each person’s situation.  My team and I help people with this decision all the time and we would be glad to help you.

Chesapeake Virginia May 2022 Housing Stats
  1. Other Costs


When moving to Chesapeake, Virginia there are additional costs you must consider as well.  One important cost if you have a family would be the costs of daycare and schooling.  Also you might want to consider pest control, lawn care, pool maintenance, or gym membership.  Additionally if you're like myself, who enjoys the outdoors, you may want to purchase a fishing or hunting license.  For more information on available licenses click here.


Are the costs of living in Chesapeake, Virginia worth it?

I feel Chesapeake, Virginia has a lot to offer that makes it a great place to live.  That is why my family and I decided to live in Chesapeake.  As with any city, you will need to consider the cost associated with living in the city of Chesapeake, Virginia.  Overall the cost in Chesapeake is at or near the national average and definitely cheaper than some other areas in Virginia.

If there is anything you think I missed or you have any questions about the city please comment below or reach out to me here.


I hoped you enjoyed reading all about the Cost of Living in Chesapeake, Virginia. Please check out my blog on the Pros and Cons of Living in Chesapeake, Virginia.


If you didn’t get a chance to watch the video then you may have missed out on some of the cost of living in Chesapeake, Virginia. Check out the video and for more content head over to our YouTube Channel “LIFE IN HAMPTON ROADS”. Don’t forget to SUBSCRIBE!



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DJ Parker is your local Realtor and guide to Hampton Roads, Virginia. As a native of Chesapeake and Virginia Beach, Virginia for over 30 years, he has the local knowledge you need. He has helped clients with Real Estate throughout Chesapeake, Virginia Beach, Norfolk, Suffolk and all of Hampton Roads Virginia.

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1 Comment

  1. Everything is very open with a precise clarification of the issues. It was really informative. Your website is extremely helpful. Thanks for sharing!

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